Get your
Nigerian Naira Fast!
- Free home delivery over £750
- with Royal Mail Special Delivery 1pm
- Better rates than the banks
Travelling to Nigeria?
Get great rates for Nigerian naira online
Getting ready to explore Nigeria? Order your Nigerian naira from Manor FX before you go.
We offer competitive Nigerian naira exchange rates, helping you save money and get more NGN when you convert British pounds to Nigerian naira for your trip.
You can have your Nigerian travel money delivered securely to your home or office, or collect it from the Manor FX bureau near Heathrow.
Manor FX makes it simple to buy Nigerian naira online, with clear prices, fuss-free ordering, secure delivery and helpful customer support.
“Easy process from start to finish. Competitive prices and excellent customer support. Would highly recommend and will use again.”
Emma Thompson
Nigerian travel money
Here are some helpful facts about cash and card payments in Nigeria.
What is the currency in Nigeria?
The official currency in Nigeria is the Nigerian naira. The currency code for the Nigerian naira is NGN, and the symbol is ₦.
You may see it written as NGN Nigerian naira, naira currency or simply naira.
When you order with Manor FX, you’ll see the exchange rate, the amount you’ll pay in pounds and the amount of Nigerian naira you’ll receive before checkout.
Can I buy Nigerian naira in the UK?
Yes, you can buy Nigerian naira in the United Kingdom from Manor FX.
The Nigerian naira is not always easy to find through many banks, Post Office branches or standard high street currency exchange services.
Manor FX specialises in hard-to-source foreign currency, so you can order Nigerian naira online before you travel.
You can choose home delivery or collect your currency from our bureau de change near Heathrow.
Where is the best place to buy Nigerian naira?
Manor FX is a great place to buy Nigerian naira online if you want clear pricing, competitive rates and secure delivery.
Before you order, our website shows the amount you’ll pay in GBP and the amount you’ll receive in Nigerian naira.
That makes it easier to compare the real cost of your travel money before checkout.
If you prefer face-to-face service, you can also visit our bureau near Heathrow to exchange your British pound cash for Nigerian naira.
Avoid airport kiosks, or you’ll get stung with high fees.
If you get back from your trip with leftover travel cash, we’ll help you convert your travel money with a great Nigerian naira to British pound Sterling rate.
Can I buy Nigerian naira online?
Yes. You can buy Nigerian naira online from Manor FX, with secure delivery or collection near Heathrow.
How do I get Nigerian naira?
Getting Nigerian currency with Manor FX is simple.
Choose NGN (Nigerian naira) on our website, enter how much you want to exchange, check the exchange rate from British pound to Nigerian naira, and verify the order total before you pay.
You can then place your order online and choose delivery or collection.
Manor FX verifies order details for security, then prepares your Nigerian currency for dispatch or pickup.
If you want to convert GBP to Nigerian naira without hunting around different exchange counters, ordering online is the easiest option.
We can convert Nigerian naira to pounds on your return, too, if you’ve got leftover travel money. to Nigeria.
Buy your naira now
Should I exchange money before I travel to Nigeria?
Yes, it’s sensible to exchange some money before you travel to Nigeria.
Having Nigerian naira ready when you arrive can make the first part of your trip much easier, as you can start spending right away.
You may need funds for taxis, food, tips, markets, small shops or situations where card payments are not available.
You can exchange money in Nigeria, but after a long flight, finding a bank, an ATM, or a reliable exchange office may not be the first thing you want to do.
Converting pound Sterling to Nigerian naira before you go helps you arrive prepared.
We can convert NGN to GBP when you return too.
What is the best currency to bring to Nigeria?
The best currency to bring to Nigeria is the Nigerian naira, as it is the local currency used for everyday spending, so convert GBP to naira before you leave.
Major foreign currencies such as US dollars, euros or pounds may be exchangeable in Nigeria, but they are not a replacement for local cash.
If you’re paying for transport, food, local markets, tips or smaller purchases, naira is the practical choice.
Can I use my bank card in Nigeria?
Yes, you can use a debit card or credit card in Nigeria, especially in larger cities, hotels, restaurants and supermarkets. Visa and Mastercard are the most useful card networks to carry.
However, card payments are not guaranteed everywhere.
Smaller shops, local markets, taxis and more rural areas may rely on cash.
Your bank may also charge foreign transaction fees or use a less favourable exchange rate.
If you’re using a card, ask to pay in Nigerian naira rather than pounds where possible. This can help you avoid poor dynamic currency conversion rates.
Can I use Apple Pay or Google Pay in Nigeria?
You may be able to use Apple Pay or Google Pay at places that accept contactless card payments, but you should not rely on your phone as your primary payment method.
Mobile wallets, virtual card services and travel money card apps can be useful, especially if they offer instant notifications, spending controls or low conversion fees.
But Nigeria is not a destination where every shop, taxi or market stall will accept phone payments.
Take physical cash and a physical card as backup.
Is it better to use cash or card in Nigeria?
A mix of cash and card is usually best.
Cash is useful for day-to-day spending, smaller transactions, local food, markets, taxis and tips. Cards are useful for hotels, larger shops, restaurants and bigger payments in major cities.
Using cash can also help you manage your budget and avoid hidden fees from your bank, card provider or payment method.
How can I avoid ATM fees in Nigeria?
You may not be able to avoid ATM fees completely, but you can reduce them.
Take some Nigerian naira in advance, so you do not need to withdraw money as soon as you arrive.
When you do use ATMs, make fewer, larger withdrawals instead of lots of small ones, and check whether your bank charges international withdrawal or conversion fees.
ATMs are more widely available in major cities, but availability can vary by location.
Always keep enough cash for your next journey, especially if you’re leaving Lagos, Abuja, or another busy urban area.
Is Nigeria expensive to visit?
Nigeria can be affordable or expensive, depending on your travel style and where you go.
Local food and everyday transport can be good value, but hotels, private drivers, domestic travel, and upscale restaurants can quickly increase your costs, especially in Lagos and Abuja.
Your spending will vary depending on your location, personal circumstances, accommodation, transport and how much you plan to explore.
How much cash should I take to Nigeria?
The amount of cash you take depends on your plans.
As a simple guide, take enough Nigerian naira for your arrival, the first few days, local taxis, food, tips, and small purchases.
Then use a card, ATM withdrawals or extra currency exchange as backup.
For safety, avoid carrying more cash than you need for the whole trip.
Split your money, keep some separate from your main wallet and do not display large amounts in public.
Do you tip in Nigeria?
Tipping in Nigeria is appreciated, especially in restaurants, hotels, taxis and tourism services.
In restaurants, around 5-10% is considered a kind gesture if the service has been good and no service charge is included.
For hotel staff, drivers and guides, small cash tips in Nigerian naira are usually easiest.
Buy your naira now
Nigerian currency
Nigerian naira banknotes
The Central Bank of Nigeria issues Nigerian naira banknotes.
Current banknotes include ₦5, ₦10, ₦20, ₦50, ₦100, ₦200, ₦500 and ₦1,000.
The lower values are useful for smaller payments, while larger notes are better for bigger purchases.
Naira notes can be well-used in circulation, so it’s normal to see worn banknotes.
Try to keep a mix of denominations, as smaller notes are handy for taxis, tips, markets and change.
Nigerian naira coins
Nigerian coins include 50 kobo, ₦1 and ₦2, but coins are rarely useful for most travellers.
For everyday spending, banknotes are much more practical. Most visitors will use notes rather than coins during their trip.
Nigeria’s currency import and export rules
If you’re travelling with foreign currency or negotiable instruments worth more than 10,000 US dollars, you must declare them when entering or leaving Nigeria.
Rules on limits can change, so check the latest customs guidance before travelling and avoid carrying large amounts of cash unless you have a clear reason and the right documentation.
Order Nigerian naira and get the best rates online (GBP to NGN)
You can order Nigerian naira online with Manor FX and have your currency delivered securely to your home or workplace by Royal Mail Special Delivery Guaranteed®.
You can also collect your Nigerian naira from our travel money shop near Heathrow.
Buy Nigerian naira online today and get your NGN ready before your trip.
Sell Nigerian naira: (NGN to GBP)
Got leftover Nigerian naira after your trip? Manor FX can help you convert Nigerian naira to GBP.
Just choose “sell currency” at the top of the page, select “NGN Nigerian naira”, and check the current buy-back rate before you sell.
We offer great rates for Nigerian naira to GBP conversions.
FAQs
Do I need a visa to visit Nigeria?
Yes. British citizens need a visa to enter Nigeria as visitors and should obtain it before travelling.
Visa on arrival is no longer available, and applications must be submitted through Nigeria’s online portal before travel.
What vaccinations are required for Nigeria?
UK travellers need a yellow fever vaccination certificate to enter Nigeria, unless exempt.
You should also check the latest TravelHealthPro advice before travelling and make sure your routine vaccinations are up to date.
When is the best time to visit Nigeria?
The dry season, usually from November to February, is often the easiest time to visit Nigeria.
Weather varies across the country, so check the region you’re visiting before you book.
How does the GBP to NGN exchange rate work?
The Nigerian naira exchange rate changes regularly, so it’s worth checking the latest rate before you buy or sell. Online currency converters can give you a rough guide, but they often show the mid-market rate rather than the rate available for physical travel money.
Before you order, look at the full picture: the amount you’ll pay in pounds, the amount of Nigerian naira you’ll receive, and any delivery costs, card fees or commission. The final amount of naira in your hand matters more than the headline exchange rate alone.
Can I use a Nigerian naira travel card?
Some providers offer travel money cards, prepaid travel cards, virtual cards or app-based wallets, but these are not the same as carrying physical Nigerian naira cash.
Manor FX does not provide a Nigerian naira travel card, an electronic money account, or a money transfer app.
We specialise in physical travel money, helping customers buy and sell foreign currency banknotes before and after their trip.
Can Manor FX help with send money services?
No. Manor FX does not offer send money services, money transfer, payment services, electronic money, bank transfers or international remittance services.
Providers offering those services may be regulated under rules such as the Electronic Money Regulations 2011, the Payment Services Regulations or by the Financial Conduct Authority.
Manor FX focuses on travel money, so if you want to buy Nigerian naira for a trip, we’ve got you covered. If you need to send GBP to a bank account abroad, you’ll need a money transfer provider.
How much is one pound to a naira?
As of 12 May 2026, £1 is worth roughly ₦1,850. Exchange rates change regularly, and actual travel money rates may vary.
Feel the Trustpilot love
Been using Manor FX for quite some time for my foreign currencies and the best prices anywhere on the internet to buy. And customer service is really good if needed.
You had exactly the currency I needed, where most exchanges don’t carry it. Easy to navigate website to boot. Thank you.
Manor FX always deliver when they say they are. I’ve never had any problems and have bought a few times from them. It’s a seamless experience that I would recommend.
Ordered on a Monday midday and the currency arrived by Special Delivery the following day. No hassle whatsoever. Perfect
Great service! The follow-up call to decide on the best date for scheduling delivery was appreciated. A lot easier than going to the Post Office or Tesco. Will use again in future.
Fantastic company! They stock even hard to source currencies and kept me informed of when they would have it in stock for me to order which was very quickly!
Get your
Nigerian Naira Fast!
- Free home delivery over £750
- with Royal Mail Special Delivery 1pm
- Better rates than the banks