Get ready for your trip to Ghana. Order your Ghanaian Cedis at Manor FX today. Our great exchange rates mean you'll have more GHS cash to spend. Have your Ghanaian Cedi banknotes delivered securely to your home or office, or pick them up from the Manor FX bureau near Heathrow.
Manor FX offers fast delivery times and a fuss-free online ordering process for your Ghanaian cedi travel money.
Travel advise: payments in Ghana
Jet off well-informed to Ghana. Here are some handy facts about cash and card payments in Ghana.
In Ghana's capital city Accra and other main cities Kumasi and Takoradi, card payments are widely accepted in the commercial centre, especiall in the international hotels and large shopping malls.
Card transaction fees of up to 3% will be added to the bill.
Smaller vendors and shops based in more remote areas will in most cases not accept card payments. The limited IT infrastructure and the Internet connectivity problems pose a problem for card transactions. For these reasons, most Ghanaians still pay with cash.
If you are going to pay by card in Ghana: Be aware of steep currency conversion fees and bank fees for card payments: Your bank's GHS to GBP exchange rate may be quite bad. This is how banks make money. Before using your bank card for payments in Africa, it's certainly a good idea to contact your bank. This will avoid your card becoming blocked due to international transactions that your bank may find suspicious.
Yes, especially if you plan to travel around in Ghana. Cash is the most popular payment method in Ghana, followed by mobile payments with local apps such as TXTnpay.
In Ghana, you'll need cash for paying in local shops, at markets, from street vendors, for public transport, tour guides and taxis.
The overall cost of living in Ghana is 33% cheaper than the cost of living in the UK.
A coffee in a cafe will cost around 10 cedis. For a three-course meal in a restaurant you'll pay around 70 cedis per person.
When eating out in more upscale places in Ghana, it's recommended to leave a tip of 10% to 20%. Tipping is not common in regular eateries and bars.
Good service by Taxi drivers and porters should be rewarded with some GHS coins or banknotes of 1-2 cedi.
Banknotes in Ghana
The Ghana Cedi banknoes currently in circulation were introduced in 2007. Banknotes from before 2007 were replaced. A redenomination took place and 4 zeroes were dropped : 10,000 cedis from before 2007 were replaced by a new 1 cedi banknote.
The current Ghanaian Cedi banknotes in circulation are 1 cedi, 2 cedis, 5 cedis, 10 cedis, 20 cedis and 50 cedis. All Ghanaian banknotes of 5 cedis and up feature portraits of the Big Six, the six leaders of the United Gold Coast Convention.
Coins in Ghana
Ghanaian coins range from 1 pesewa (0.01 GHS) to 1 cedi.
Ghana's currency import and export regulations
Travelers can take currency into Ghana for a maximum value of $10,000 USD per person. Passengers are required to declare currency upon arrival.
Ordering Ghanaian Cedis online
Order Ghanaian Cedis online and have them delivered fast and securely to your home or office, with Royal Mail Special Delivery Guaranteed®. Or pick them up from our travel money shop near Heathrow. Click here to buy Ghanaian Cedis online.
Selling back Ghanaian Cedis
If you have Ghanaian Cedis to sell, follow this link to exchange Ghanaian Cedis to Pounds, click on 'sell currency' and select 'GHS Ghanaian Cedi'. We'll pay good rates for your leftover Ghanaian Cedis.