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  • with Royal Mail Special Delivery 1pm
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Traditional Ghanaian musicians dressed in red, playing the drums

Travelling to Ghana?

Get the best rates for Ghanaian currency online

Prepare for your trip to Ghana and order your Ghanaian cedis at Manor FX now. 

Our fantastic Ghanaian cedi exchange rates mean you’ll save money and have more cash to spend when you convert GBP to GHS with us. 

Get your Ghanaian cedi banknotes securely delivered to your home or office. Or collect them from the Manor FX bureau near Heathrow. 

Manor FX offers fast delivery times and a fuss-free online ordering process for your Ghanaian cedi travel money. 

“Easy process from start to finish. Competitive prices and excellent customer support. Would highly recommend and will use again.”

Emma Thompson

  • Better rates than the banks. Guaranteed!
  • Get next working day delivery on all orders before 1pm.
  • Free home delivery on all orders over £750.
Ankobra Beach

Ghanaian travel money

Here are some handy facts about the local currency, cash and card payments and how to spend abroad in Ghana.  

What is Ghana’s currency called?

Ghana’s official currency is the Ghanaian cedi. Its international currency code is GHS, and prices are shown using the symbol GH₵ or ₵. One cedi is divided into 100 pesewas.

You can buy cedis from specialist ​​currency converters in the UK, like Manor FX – we’ve got the best GBP to GHS exchange rates.

Where can you get Ghanaian cedi?

The Ghanaian cedi is a minor currency; it’s hard to find at most high street banks or the Post Office.

You may be able to exchange your pound Sterling to Ghanaian cedi at international airports, but beware of the high rates.

Some travel agencies also offer Ghanaian cedi currency exchange services.

It’s always a good idea to compare Ghana money exchange rates and fees to find the best deal. 

But you can save time, get the best Ghanaian cedi rate, and get next-working-day delivery when you buy from Manor FX foreign currency specialists online or in-store.

Check out our happy customer reviews on Trustpilot.

women's procession carry gifts on their heads for the Paramount Chief during a Yam Festival

Where can I buy Ghanaian cedi in the UK?

Because the Ghanaian cedi is an exotic or minor currency, it can be challenging to find in the UK.

You’ll generally need to use a specialist currency converter to convert GBP to Ghanaian cedis. 

Why not save time and a journey to a bureau de change and buy your holiday money online with Manor FX now? 

Get the best Ghana currency rate and free home delivery for orders over £750. 

Should I exchange money before I travel to Ghana?

Yes. It’s a great idea to exchange your pounds to Ghana cedis before your trip to Ghana. 

You’ll need Ghanaian cedi when you arrive for transportation, meals, and purchases. 

Manage your travel budget easily by buying Ghanaian cedis in advance and balance cash and card payments. 

What currency should I bring from the UK to Ghana?

When travelling from the UK to Ghana, you’ll need to bring the Ghanaian cedi (GHS), the local currency.

Bringing some British pounds (GBP) with you is also a good idea. This will make things super convenient and ensure you’re all set to enjoy your time in Ghana without any currency hiccups. 

Upon your return, we’ll help you convert any leftover Ghanaian cedis to GBP at the best GHS to GBP exchange rate.

Buy Ghanaian cedis

View from Umbrella Rock in the Yilo Krobo District, outside of Accra,

Can I use my bank card in Ghana?

Yes. Cards are accepted at many hotels, shopping centres and larger businesses in Ghana’s main cities, but they are not accepted everywhere.

Carry Ghanaian cedi cash for taxis, markets, smaller businesses and places where card terminals or internet connections are unavailable.

Friendly tip: before you head off on your adventure, it’s a good idea to inform your bank about your travel plans. 

Should I bring cash to Ghana?

Yes, convert GBP to Ghana cedis to bring to Ghana, especially if you plan to travel around and visit smaller or more remote places where card payments might not be common. 

Cash is Ghana’s most popular payment method, followed by mobile payments with local apps such as TXTnpay.
Have leftover travel money? Convert Ghanaian cedis to pounds Sterling with Manor FX, your trusted currency converter.

How much cash should I take to Ghana?

Unlike electronic money, cash is king in Ghana. 

The currency amount you should take should be enough to spend a minimum of between £35 and £50 (approximately 500 and 715 GHS) daily on food, transport, and activities.  

Additionally, having an emergency stash of a couple of hundred pounds in GBP as a backup is always a wise move.

Roadside market in Ghana stalls selling ripe mangoes

How can I avoid ATM fees in Ghana?

To avoid ATM fees in Ghana, here are a few tips:

  • Check your bank’s partners: Before you travel, see if your bank has any partner banks in Ghana. Using these partner ATMs might help you avoid extra fees. Some banks offer fee-free withdrawals.
  • Withdraw more significant amounts: Instead of taking out small amounts of cash frequently, take out larger amounts less often. This way, you’ll reduce the frequency of ATM visits and the associated fees.
  • Choose your ATMs wisely: Opt for ATMs located within bank branches. They often have lower fees compared to standalone ATMs found on the streets.

How does tipping work in Ghana?

Tipping in Ghana is generally appreciated and an excellent way to show gratitude for good service. Here’s a rundown of how tipping works:

  • Restaurants and cafes: When eating out in upscale places in Ghana, leave a tip of 10% to 20%. Tipping is not customary in regular eateries and bars. 
  • Hotels: Tipping hotel staff, such as bellhops, housekeeping, and concierge, is thoughtful. Small amounts, say 5-10 cedis, can go a long way in showing appreciation. 
  • Taxis and drivers: When using taxis, round up the fare or give a little extra as a tip. If you’re using a driver for a day trip, a slightly larger tip is a nice way to show your appreciation.
  • Tour guides and local guides: If you’re taking tours, tipping your guides is a great way to acknowledge their hard work. Around 10-20 Ghanaian cedis, depending on the length and complexity of the tour, is a thoughtful amount. 

How much money can you travel with to Ghana?

There isn’t an upper limit on the amount of money you can travel with to Ghana. 

However, you must declare if you’re carrying more than $10,000 (or equivalent) in cash. 

Are euros accepted in Ghana?

While some places in Ghana might accept euros, the official currency in Ghana is the Ghanaian cedi (GHS).

Adventure travellers crossing a rope bridge in the canopy of a jungle in Ghana

Check your GHS rate and order

Ghana cedi currency

Banknotes in Ghana

The official currency of Ghana is the Ghanaian cedi GHS. The current Ghana cedi notes were introduced in 2019. 

Ghanaian banknotes from before 2007 were replaced. A redenomination occurred, and four zeros were dropped.

Current banknotes are available in GH₵1, GH₵2, GH₵5, GH₵10, GH₵20, GH₵50, GH₵100 and GH₵200 denominations.

For notes, coins and practical payment advice, read our Ghana currency guide for UK travellers.

Ghana currency notes

Coins in Ghana

As part of the official currency system, pesewa coins in Ghana range from 1 pesewa (0.01 GHS) to 1 cedi GHS. The Ghanaian cedi is divided into 100 pesewas.

These coins complement the larger banknotes, supporting everyday transactions with smaller denominations.

Ghana also uses 1, 5, 10, 20 and 50-pesewa coins, together with GH₵1 and GH₵2 coins.

Smaller notes and coins are useful for taxis, markets and everyday purchases.

Ghanaian Cedi coin series

How much cash can I take into Ghana?

Travellers must declare all hard currency when entering Ghana.

UK government guidance states that you can bring in foreign currency worth up to the equivalent of US$10,000 and should not carry US$10,000 or more. Check the latest FCDO Ghana entry requirements immediately before travelling.
Find out more about how much cash you can travel with here.

Ordering Ghanaian cedis online

Order your Ghanaian cedis online in advance and get them delivered fast and securely to your home or office with Royal Mail Special Delivery Guaranteed®. 

We also stock many currencies you can’t source elsewhere.
You can pay by card, bank transfer or cash on collection.

If you prefer, you can click and collect and pick up your travel money from our bureau de change near Heathrow. Click here to buy Ghanaian cedis online.

Convert Ghana cedi to GBP

If you need to convert Ghana money to pounds or sell Ghanaian cedis, follow this link to exchange Ghana cedis to pounds. Just click on ‘sell currency’, then select ‘GHS Ghanaian cedi’. 

Our company offers the best possible exchange rate for your Ghana cedi to pound Sterling conversion.

Fishermen repairing their boats on the beach after a days fishing

FAQs

British citizens need a visa before travelling to Ghana. Applications can be made through the Ghana High Commission in the UK. Requirements can change, so check the latest FCDO entry requirements for Ghana before applying.

Your permitted stay depends on the conditions of your visa and the period authorised when you enter Ghana. Check your entry stamp and visa carefully. If you need to remain longer, you must apply to the Ghana Immigration Service before your authorised stay expires.

Travellers entering Ghana must provide a valid yellow fever vaccination certificate. Other health recommendations depend on your medical history, itinerary and planned activities. Check TravelHealthPro’s current Ghana guidance and speak to a healthcare professional well before travelling.

While some travellers prefer using a travel money card or electronic money services, it’s essential to note that these may not always work smoothly in Ghana.

Card payments are accepted mainly in cities like Accra, Kumasi, and Takoradi – but not everywhere. ATMs can charge extra fees, and mobile networks can be unreliable in rural areas.

Unlike digital or multi-currency card providers regulated under electronic money regulations, Manor FX specialises in foreign currency and travel money. 

We focus purely on physical cash – the official and most reliable currency in Ghana, so you can withdraw money, pay for essentials, and avoid card issues abroad.

If you prefer a mix of payment methods, you can always manage your bank account separately for big expenses and use Ghanaian cedi cash for day-to-day spending. 

It’s the best way to save money, stay secure, and enjoy your trip without worries.

Need some help?

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Tell: 0800 030 94 99 (it’s free)


Feel the Trustpilot love

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Been using Manor FX for quite some time for my foreign currencies and the best prices anywhere on the internet to buy. And customer service is really good if needed. 

Peter Petrou
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You had exactly the currency I needed, where most exchanges don’t carry it. Easy to navigate website to boot. Thank you. 

Sarah
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Manor FX always deliver when they say they are. I’ve never had any problems and have bought a few times from them. It’s a seamless experience that I would recommend.

Tracy Maddison
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Ordered on a Monday midday and the currency arrived by Special Delivery the following day. No hassle whatsoever. Perfect   

Graham
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Great service! The follow-up call to decide on the best date for scheduling delivery was appreciated. A lot easier than going to the Post Office or Tesco. Will use again in future.

Ross Macintyre
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Fantastic company! They stock even hard to source currencies and kept me informed of when they would have it in stock for me to order which was very quickly! 

Rebecca

Get your
Ghanaian Cedis Fast!

  • Free home delivery over £750
  • with Royal Mail Special Delivery 1pm
  • Better rates than the banks
You exchange:
£
You get:
Rate:
You exchange:
You get:
£
Rate:
Want it by ? Order within hours minutes. Loading... Want it by ? Order within .