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Travel advise: payments in MalaysiaJet off well-informed to Malaysia. Here are some handy facts about cash and card payments in Malaysia.
In Malaysia, international debit and credit card payments with VISA and MasterCard are generally well accepted in most hotels, chain restaurants and supermarkets. Some smaller local vendors don't have a payment terminal and may only accept cash or mobile payments via e-wallet apps such as Razer pay, WeChat pay, Boost or Touch-n-Go. Contactless payments in Malaysia are available for purchases of up to $250 MYR. For larger payments a PIN code is required. If you are going to pay by card in Malaysia: Be aware of currency conversion fees and bank fees for card payments: Your bank's MYR to GBP exchange rate may be quite bad. This is how banks make money. Before using your bank card for payments in Malaysia it's certainly a good idea to contact your bank. This will avoid your card becoming blocked due to international transactions that your bank may find suspicious.
Cash remains a popular and convenient payment method in Malaysia. It's recommended that you take a good amount of MYR cash with you on your trip to Malaysia. That way you'll have peace of mind in case your card payments are declined for whatever reason. Mobile payments aren't available for people who don't have a Malaysian bank account. Cash is therefore the ideal payment method in Malaysia to pay for small purchases, tips, taxi rides, public transports and for buying items at local markets and from smaller vendors.
The cost of living in Malaysia is on average 40% lower than the cost of living in the UK: Prices in Malaysia are generally much cheaper. For a coffee in a cafe the price will be between 3 MYR (in a local Chinese coffee shop) and 10-15 MYR in a more high end coffee bar. A three-course meal in a mid-range restaurante in Malaysia costs around 40 MYR.
Tipping is not a common practice in Malaysia and is not expected.