Trinidad and Tobago currency: What every visitor must know

Planning a trip to Trinidad and Tobago? 

Before you soak up the sun at Maracas Bay or dance to steelpan beats in Port of Spain, it’s worth brushing up on the local currency. 

This quick, friendly guide will show you what to expect, what to carry, and how to get the best value for your money.

What is the currency in Trinidad and Tobago?

The official currency of Trinidad and Tobago is the Trinidad and Tobago dollar (TTD), often written simply as TT$ or TTD. 

Locals may refer to it as the Trinidadian dollar, and it’s the money that’s used on both islands without distinction. 

The currency code for Trinidad and Tobago is TTD, and it’s issued by the Central Bank of Trinidad and Tobago.

Trinidad and Tobago dollar: Notes, coins and cents explained

TT dollars are used throughout both islands and are issued by the Central Bank of Trinidad and Tobago. 

Money is available as both banknotes and coins, and it’s the only accepted cash for everyday transactions. 

The TTD is subdivided into 100 cents, and while digital payments are growing, coins in 5¢, 10¢, 25¢, and $1 denominations are still in circulation to use in shops, markets, and for transport fares. 

Many prices are rounded when paying in cash, but it’s wise to carry smaller denominations, particularly outside urban areas.

You’ll find notes in values of $1, $5, $10, $20, $50, and $100. These banknotes are made from modern polymer material, making them durable, waterproof, and loaded with advanced security features to prevent counterfeiting.

But they’re more than just functional. The Trinidad and Tobago dollar tells a story — visually rich and steeped in culture. 

The designs feature:

• Tropical flora and fauna, like hummingbirds and local plants
• National pride symbols, including the Tobago coat of arms
• Vivid colours — blue, green, and sunlit scenes
• References to the country’s independence and historical ties to Spain, France, and the British colonies
  

While English is the official language, you’ll often hear a melodic mix of Creole and regional dialects that reflect the islands’ multicultural roots.

So next time you hold a TTD note, take a moment. It’s more than money; it’s a celebration of the country’s identity.

Is there such a thing as a Tobago dollar?

The short answer is no. There is no independent Tobago dollar and no separate currency in Tobago. Just like there’s no separate Trinidad currency. 

Both Trinidad and Tobago share the same economic and financial system, and the TTD is legal tender island-wide.

Some people search for Tobago and Trinidad currency or currency in Tobago and Trinidad, but it’s all the same thing.

Paying in Trinidad: Cash, card or both?

Cash is still widely used in Trinidad and Tobago, especially in local shops and markets. 

That said, most urban centres accept credit cards and debit cards, including Mastercard. It’s a good idea to carry both forms of payment.

You’ll find banks and local banks like Republic Bank or First Citizens offering ATM services across the islands.  

How to exchange money in Trinidad and Tobago

The Trinidad and Tobago currency exchange rate can fluctuate, particularly against the British pound or US dollar. 

If you’re looking to buy Trinidad and Tobago currency in the UK, your best bet is to do so before travelling, especially to lock in a good exchange rate and avoid steep fees at airports or hotels.

Manor FX offers competitive foreign exchange rates with no hidden fees, making saving on your travel money easy.

Where to buy Trinidad and Tobago currency in the UK

If you’re in the UK, you can buy Trinidad and Tobago dollars online or from specialist bureaus like Manor FX. 

Ordering in advance means you avoid poor airport rates or limited supply. Ordering online is typically more hassle-free and cost-effective.

Money tips for your visit to Trinidad and Tobago

• Spend your lower denominations early – small notes and coins can pile up.
• Use card at larger businesses, but cash at food stalls and taxis.
• Don’t rely on cards at beaches or in smaller villages.
• Tipping isn’t mandatory, but it is appreciated for good service.
• Always ask for the price in TTD, not in USD or GBP.
  

Stay aware of fees from your UK bank when using your card abroad.

Ready to get your TTD travel money? 

Buying your TTD holiday money ahead of time is smart. 

With Manor FX, you can collect your travel cash or have it delivered. 

Our process is quick, secure, and designed to help you save before you even land.

Get started now and enjoy a smoother trip to Trinidad and Tobago.

How to buy Trinidad and Tobago dollars 

Getting your Trinidad and Tobago dollars with Manor FX is easy, secure, and fast.

Here’s how it works:

1. Start your order

Select TTD from our list of currencies. Choose how much money you want in Trinidad and Tobago dollars, or how much you want to spend in pounds Sterling.

2. Choose delivery or collection

Pick secure, insured home delivery, or collect from our London bureau.

3. Check your rate

We’ll show you a locked-in Tobago dollar exchange rate and total cost upfront.
  

4. Add your details

Fill in your contact and delivery info.

5. Pick a date

Need it fast? Order by 2 p.m. on weekdays for next-working-day delivery.

6. Pay securely

Pay in advance by bank transfer, card, or cash on collection.

Simple, quick, and backed by expert support, just the way buying TTD should be.

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