Get ready for your trip to India. Order your Indian Rupees at Manor FX today. Our great exchange rates mean you’ll have more INR cash to spend. Have your Indian Rupee banknotes delivered securely to your home or office, or pick them up from the Manor FX bureau near Heathrow.
Manor FX offers fast delivery times and a fuss-free online ordering process for your Indian rupee travel money.
Travel advise: payments in India
Jet off well-informed to India. Here are some handy facts about cash and card payments in India.
International debit and credit card payments in India are only accepted in international hotels and large shopping malls. Most local shops and supermarkets won’t be able to process international card payments.
Locals pay mostly by cash and with one of the local payment apps, such as paytm and Upi. Where chip and pin card readers are available, contactless payments are possible for payments up to Rs. 2000.
Be aware of currency conversion fees: British banks may charge heavily for international card payments made in India. In addition, your bank’s INR to GBP exchange rate may not be so good. This is how banks make money. Before using your bank card for payments in India, it’s certainly a good idea to contact your bank. This will avoid your card becoming blocked due to international transactions that your bank may find suspicious.
We recommend that you obtain Indian Rupees, either before your trip or upon your arrival in India. Residents of India can take up to Rs. 25,000 per person in accordance with India’s currency import regulations. Non-residents should not import Indian Rupees into the country. Indian Rupees can also be spent in the border region with Bhutan.
Payment apps are a popular means of payment in India. But unless you have an Indian bank account you won’t be able to use these. Cash is the best method of payment in India for tourists.
India is a very large country and prices vary widely from place to place. In major cities such as Mumbai, Delhi, Bangalore and Hyderabad, a coffee in a cafe will cost around Rs. 200.
For a three-course dinner in a mid-range restaurant, expect to pay around Rs. 1000 to Rs. 3000. The overall cost of living in India is around 60% lower than the cost of living in the UK.
Tipping is not expected in most restaurants. If you want to leave a tip you can simply leave a Rs. 10 or Rs. 20 bill.
Banknotes in India
The Indian rupee banknotes have recently been updated. The old Rs. 500 and Rs. 1000 notes were cancelled in 2016 and have lost all their value. Be careful not to accept any old Rs. 500 or Rs. 1000 banknotes.
Indian Rupee banknotes in circulation today in India are Rs10, Rs20, Rs50, Rs100, Rs200, Rs500 and Rs1000. The older type banknotes of Rs100, Rs50, Rs20, Rs10, Rs5 and Rs1 are circulating alongside the newer banknotes and both types are still valid, as long as the banknote has a date (year of issue) on the back side.
Coins in India
Indian coins range from Rs1 to Rs10. There are also banknotes in circulation for these lower denominations.
India’s currency import and export regulations
Travelers are allowed to take up to Rs. 25,000 INR into India per person. Foreign currency can be imported but needs to be declared if the value is over the equivalent of $5,000 USD.
When leaving India, travelers can take up to Rs. 25,000 INR per person. The value of exported foreign currency can not be higher than the amount declared upon entry in India. Foreign currency with a value over $5,000 USD needs to be declared.
There are exceptions to these rules for nationals from Bangladesh and Pakistan, and for travelers ariving from Bhutan or Nepal.
Ordering Indian Rupees online
Order Indian Rupees online and have them delivered fast and securely to your home or office, with Royal Mail Special Delivery Guaranteed®. Or pick them up from our travel money shop near Heathrow. Click here to buy Indian Rupees online.
Selling back Indian Rupees
If you have Indian Rupees to sell, follow this link to exchange Indian Rupees to Pounds, click on ‘sell currency’ and select ‘INR Indian Rupee’. We’ll pay good rates for your leftover Indian Rupees.